Mortgage Rate Quotes


Mortgage Quotes for Refinancing


Comparing Refinance Rates

Because home mortgage rates can change frequently, comparing your refinance mortgage quotes all on the same day can give you the most accurate rate comparison.

Make sure that refinance mortgage quotes are based on a similar rate lock, Shorter lock periods usually have lower mortgage rates. Locking the rate gives you a price guarantee.

Refinance mortgage quotes provide the flexibility to to buy the rate up or down. Compare quotes with the same points, such as, 1.5 points, or zero point refinance rates.   

Be sure that lenders quote the points separate from any other lender fees. Property taxes, home insurance, and pre-paid interest are not lender fees, and are the same regardless of the lender. 

Credit scores substantially affect refinance mortgage quotes. Lenders typically use the middle score out of 3 credit scores from the borrower who is the primary wage earner. 

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